Collector Car Insurance

Collector car insurance is a specialized form of automobile insurance designed to cover classic, vintage, and antique vehicles. These policies provide protection for cars that are not used as daily transportation but instead kept in storage or driven only occasionally. Collector car insurance typically offers more coverage than standard auto policies, such as agreed-upon value policies and higher limits of liability.

Agreed-upon value policies are designed to protect the car’s owner from depreciation and other factors that may affect the vehicle’s worth. This means that if your collector car is damaged or stolen, you can be reimbursed for its full current value, rather than its depreciated value. Higher limits of liability can include coverage for damage caused by parts and labor to restore the car, as well as emergency roadside assistance in case of a breakdown.