Watercraft Insurance

Watercraft insurance provides coverage for boats, yachts and other recreational watercraft in the event of an accident or other unforeseen incident. It can cover a wide range of water-based activities such as fishing, sailing, boating, jet skiing and more.

Watercraft insurance covers several aspects of owning a boat, including liability protection if the policyholder is responsible for an accident or injury, as well as damage to the boat itself. It typically pays for repairs and replacement costs if the vessel is damaged due to weather, vandalism, collision with another watercraft or a man-made object. Watercraft insurance also covers medical expenses if someone is injured while they are operating your vessel and can help protect you against legal fees in case of lawsuits.