Business Insurance in Castle Rock

Safeguard your company with tailored coverage for liability, property, workers’ comp, and more.

Our Coverages

OurBusiness Insurance Lines

Safeguard your company with tailored coverage for liability, property, workers’ comp, and more.

General Liability Insurance

Covers bodily injury and property damage claimed by 3rd parties for which your business is held liable by a court of law. Also, provides legal defense costs. Often required to enter into contracts.

Business Owners Policy (BOP)

Called BOP for short, this product combines multiple coverage parts in one, convenient policy. Great, comprehensive option if your business is eligible.

Commercial Property Insurance

This is where you protect your companies own, personal assets… building, furniture, fixtures, equipment, tools, etc. from fire, hail, theft and more.

Workers Compensation Insurance

Required by state law and typically combined with Employers Liability, this provides both medical and lost wages for your company’s employees. You may also need this for your 1099 subcontractors.

Commercial Auto Insurance

You need this if your company has title to vehicles and/ or for any vehicles regularly used by your business operations regardless of title. Coverage here is much broader than a personal auto policy.

Professional Liability (E&O) Insurance

AKA Errors and Omissions and Malpractice Liability. This covers a wide range of professionals who make their living from their unique professional expertise, advice, and consulting.

Directors & Officers (D&O) Insurance

D&O coverage provides liability protection for individuals that serve on a company board as a director, officer, member and are sued personally for their liability on behalf of board activity and decisions.

Employment Practices Liability (EPLI)

The number of lawsuits filed by employees (or prospective employees) against their employers has been rising steadily… even in small, family-owned companies. EPLI protects against allegations that legal rights have been violated.

Cyber Liability Insurance

Provides coverage for breach of private and sensitive data/information through either malicious intent (hacking and theft) or accidental loss. Very important coverage to consider.
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Inland Marine Insurance

Inland Marine Insurance protects your specialized property, including contractors' equipment and valuable goods, while they are in transit or temporarily away from a fixed business location.

Builders Risk Insurance

A form of Property coverage, this provides fire, theft, etc. coverage specifically during the course of construction on either a brand new, ground-up build or a remodeling project. Covers all the way up until a Homeowner’s or a Commercial Property policy takes effect.

Commercial Umbrella Insurance

Umbrella or Excess Liability Insurance is designed to supplement existing insurance policies, giving you an additional layer of protection for your business in the event there is a large liability award not in your company’s favor.
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Surety Bonds

Surety Bonds are not insurance; they are a guarantee for the obligee that the principal (you) will fulfill a contractual or legal obligation. They provide assurance for compliance, performance, or payment, and must be repaid if a claim is paid.

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We assess your coverage needs and explain everything in plain language — no jargon, no confusion.

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As an independent agency, we partner with multiple carriers to bring you the most competitive coverage options.

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